By Christopher T. Vrountas, Esq. and Allison C. Ayer, Esquire, Vrountas, Ayer & Chandler, P.C.
The COVID-19 pandemic has certainly caused substantial interruption to business these last 18 months. The legal question from nearly the beginning has been whether the business losses arising from the viral spread constitute covered “business interruption” losses resulting from a covered cause under those insurance policies that cover losses stemming from “physical property damage”. According to the Merrimack County Superior Court in New Hampshire, that answer is “yes” depending on what the insurance contract actually says.
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